IMPORTANT: Funding is now available for both the 2019 summer term AND 2019-20 Fall/Spring term!


I would like to finance my undergraduate studies.


I would like to finance my graduate studies.

Student Loan Refinance

I would like to refinance and consolidate my student loans.

Limited time offer! Receive $250 when you apply to refinance your student loans during the month of June*!


IMPORTANT: For student loan refinance applications started prior to 3/1/19, please return to your existing application.


A better deal from your local not-for-profit cooperative


More than 2,000 approved schools across the country


Answers to your most common questions


Financial resources to help you succeed in college and beyond

*Upon approval and funding of your refinance loan, the primary borrower will receive a cash deposit of $250. To qualify, the completed loan application must be received between 6/1/19 and 6/30/19 with a minimum funded loan amount of $10,000. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. Affinity Plus Federal Credit Union reserves the right to modify the terms of this offer at any point in the future for new applications.