Student Loan Refinance Calculator

Input your current student loan details below to see how much you could save by refinancing your student loans with Affinity Plus Federal Credit Union.

Current Loans

Balance
Rate (%)
Months Left
Monthly PYMT

Monthly payment is estimated based on the balance, rate, and months left entered by user.

Refinance Calculator

%

Estimates based on information provided by user. Continue for offers to compare rate types and terms based on your estimated credit score.

Total New Loan Amount $0.00

Estimated Impact

Estimated Monthly Payment

 
Current Total Cost
New Total Cost
Monthly Difference
Total Cost Change

*Estimates only.

Refinance to enjoy competitive rates. Start your application today.

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Refinance calculator uses the information based on the standard student loan refinance product.

* APR = Annual Percentage Rate. For variable rate loans, APR is subject to increase after consummation.

Remember that by refinancing federal student loans, you will lose certain borrower benefits from your original loans. These may include interest rate discount, principal rebates, or some cancellation/forgiveness benefits that can significantly reduce the cost of repaying your loans. Please consider these benefits carefully when considering your options for refinancing federal student loans.

PLEASE NOTE: Calculations are based on the lowest possible rate (including .25% discount for optional enrollment in automatic electronic payments), which is based on credit criteria and repayment terms.

Using the free student loan payment calculator does not constitute an offer to receive a loan and will not solicit a loan offer. Any payments and savings will depend on the actual amounts for which you are approved, should you choose to apply. This calculator is provided for educational purposes only and should not be relied upon as financial advice. Always consult your credit union or financial advisor when making your decision.